Bank-to-Bank Transfer

Exchange your currency
at a better rate than your bank.

Convert your currency from one bank account to another — in Canada or abroad — at a rate quoted before you commit, set to beat what your bank would charge.

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Why it matters

A simpler way to exchange your currency

Exchanging currency should not cost you more just because the money never leaves the bank. We convert your funds at a rate agreed up front, and it settles straight from one account to the other. Note: this service does not include cheque cashing.

Two people shaking hands over paperwork after agreeing a bank transfer
Bank-to-Bank Transfer
  • Better rates than sending the same transfer directly through your bank
  • Direct account-to-account transfers, in Canada or internationally
  • Personalized guidance for business and personal transfers alike
  • Clear tracking and confirmation once funds are sent

See it for yourself

Why our rate beats your bank's

When your bank converts currency between accounts, the cost isn't a line item — it's the exchange rate itself. We show you both, together, before you commit.

Converting through your bank

Posted exchange rateSet above the market rate, rarely itemized
Transfer & handling feesVary by method, added separately
Total costBundled into the rate you're given
Itemized on your statementAlmost never

The same conversion with us

  • One personal quote — rate and fee together, before you send
  • A tighter margin than the banks' posted rates. That's the whole business.
  • The amount we quote is the amount that arrives
  • A specialist who answers the phone
Get your quote instead+1 (514) 665-8328

Every bank prices differently, and they don't always make it easy to see. Ask your bank for their rate today, then ask us for ours — that's the comparison that actually matters.

What your bank charges

See what you save on USD

What USD 10,000 costs at each bank’s own published rate, next to ours. Every figure links to the page it came from, so you can check it yourself.

BankTheir rateYou save
DesjardinsDesjardins exchange rates1.4586CAD 276
ClickExchange1.4310—

Based on each bank’s publicly published wire and account transfer rates, read on October 9, 2026, compared against our rate for the same kind of exchange. Bank rates change without notice — check theirs before you decide. ClickExchange is not affiliated with, endorsed by, or acting for any bank named here.

The process

How it works

1

Share the details

Give us the sending and receiving account details and the amount to transfer.

2

We confirm rate & fees

Our team confirms a transparent exchange rate and every fee upfront — no surprises.

3

Funds arrive securely

We send the transfer and track it until it lands safely in the recipient's account.

Good to know

Questions we hear every week

Mechanically it's similar — the difference is the price and the person. Banks typically price the currency conversion 2–3.5% above mid-market and rarely itemize it. We quote you the rate and the fee together, up front, and set it to beat what your bank would charge.

Yes — moving your own money between your Canadian account and your account abroad (or the reverse) is one of the most common transfers we handle.

Both account details (yours and the destination), the amount, and government-issued photo ID. Share them at a branch or through the form below, and we confirm everything with you by phone before anything moves.

Constantly — supplier invoices, inter-company transfers, and payroll conversions. If you move money on a schedule, ask us about setting up a standing arrangement with one call.

No. We do not cash cheques of any kind, personal or payroll. This service exchanges currency from one bank account to another: you give us the details of both accounts and we handle the exchange. If you are holding a cheque, your own bank is where to deposit it.

Get started

Tell us what you need to send

Request a callback

Share a few details and a member of our team will call you back to confirm the rate and next steps — no commitment, no account needed.

Approximate amount

* This is a request for a callback, not a completed transaction — a member of our team will confirm the final rate and any fees with you directly.

Why Click Exchange

Why Choose Click Exchange?

Reserve your currency online and collect it at your chosen location — no upfront payment needed.

Competitive exchange rates

Transparent, upfront pricing

Quick & secure online reservation

Pickup at a branch near you

Trusted by thousands of customers

No upfront payment needed

Explore more

Other services you might need

One team, one set of honest rates — explore the rest of what ClickExchange offers.

Currency Exchange

International Wire Transfers

Need to exchange currency between accounts?

Tell us the details below and we'll call you back to confirm the rate and next steps.

Get a callback+1 (514) 665-8328